How to Come Up With a Down Payment

Down payments on a home show lenders that you are responsible with your money. They also give lenders an added sense of security, since they are not having to issue a loan for the full value of your new home. Being able to put a down payment on a home opens up options that help […]

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5 Financial Benefits: Buying vs Renting

In life, being willing to make a change is critical for enjoying greater financial success. At times, renting has its benefits. You may rent an apartment or house for its location or the ability to split payments with roommates. Yet, there comes a point when the rent cycle may be hurting you financially. The decision […]

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Touring Etiquette for Home Buyers

Home buyers get excited about touring potential new homes. Not only do you get the chance to find your perfect living space, but you also get to check out new design concepts that help you narrow down what you want in a home. However, you do need to remember that this is someone else’s house, […]

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What is an Extreme Buydown?

The housing market has undergone tremendous change in recent years that affects everyone during the home buying and selling process. Not only are home buyers concerned about rising interest rates, but many sellers are also finding that their house’s increased value makes it harder for prospective buyers to afford the mortgage.   Fortunately, an extreme […]

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Phoenix Home Loans – We Make it Easy

The process involved with getting a loan for your new home is complicated. For a first-time home buyer, just trying to understand the differences between each type of loan gets confusing. If you have bought a home before, then you are also likely to be surprised by just how much has changed, since the requirements […]

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Factors That Affect Phoenix Interest Rates

Many factors are considered when applying for a mortgage loan with the priority being the monthly payment amount. Several aspects contribute to this figure. Interest rates can play a significant role in determining not just the payment but also the price you’ll pay over the life of the loan. Have you ever wondered what affects […]

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