It’s that time of year when we have a better idea of what the future holds for homebuyers in Arizona. The rise and fall of mortgage interest rates is always at the forefront of the decisions that we help people make. In fact, getting the lowest interest rate possible can help you afford more on […]
Continue reading...What is an Extreme Buydown?
The housing market has undergone tremendous change in recent years that affects everyone during the home buying and selling process. Not only are home buyers concerned about rising interest rates, but many sellers are also finding that their house’s increased value makes it harder for prospective buyers to afford the mortgage. Fortunately, an extreme […]
Continue reading...What Are the 3 Main Types of Home Loans?
As a home buyer, knowledge is power, and one of the first questions people ask us is about the different types of home loans. While most people understand that the interest rates can vary on home loans, they are often unsure of how to sort through the various benefits and drawbacks of each type of […]
Continue reading...Phoenix Home Loans – We Make it Easy
The process involved with getting a loan for your new home is complicated. For a first-time home buyer, just trying to understand the differences between each type of loan gets confusing. If you have bought a home before, then you are also likely to be surprised by just how much has changed, since the requirements […]
Continue reading...Factors That Affect Phoenix Interest Rates
Many factors are considered when applying for a mortgage loan with the priority being the monthly payment amount. Several aspects contribute to this figure. Interest rates can play a significant role in determining not just the payment but also the price you’ll pay over the life of the loan. Have you ever wondered what affects […]
Continue reading...Do’s and Don’ts During the Mortgage Process
When obtaining a mortgage it’s important to know the do’s and don’ts before you write Your New Home Story!
Continue reading...Conventional Financing for Your Home Purchase
A home purchase is a big deal. It is probably the largest transaction you’ll ever make in your lifetime. With so many types of financing available, it can often be hard to choose or know which type best meets your needs. As great as many of the government-backed programs are, many individuals aren’t eligible and […]
Continue reading...How to Choose the Right Type of Mortgage Loan
Buying a home and obtaining a mortgage is perhaps one of the largest debts you will ever acquire in your life. For this reason we want to help you professional manage that debt and in order to do that we must find out what is important to you. In other words we want to custom fit this mortgage to your individual needs like a well-tailored dress for the lades or a custom-made suit for the fellas.
Continue reading...First Time Home Buyer? Learn How Jumbo Loans Work
Are you applying for a home mortgage? When the purchase price exceeded the amount set by Fannie Mae & Freddie Mac (more than $453,100), jumbo loans may be used.
Continue reading...Home Plus Mortgage Loan Program Benefits
Home Plus Mortgage Loan Program is initiated by the Arizona Industrial Development Authority to help families purchase homes with low down payments.
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