Start your mortgage application
The application takes about 15 minutes, and Jimmy sees it the moment you submit.
What to Expect
Apply directly with Jimmy (15 minutes)
Have your basic income and employment info handy, plus your Social Security number. Estimates are fine. The start button takes you to the secure Luminate Bank application.
Jimmy sees it as soon as you submit and follows up personally. Want the full picture first? Read how the application process works.