Phoenix Mortgage Lender

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17
Aug

How To Apply For A Mortgage: Everything You Need To Buy A Home

Buyer Education

Most of us dream of being able to buy a home we love and spend years saving up enough money to make this dream a...
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22
Jul

Pre-Qualified Vs. Pre-Approved: Which Do You Need To Buy A Home?

Buyer Education

You call your agent to make an offer before your dream home can slip away, but are left scrambling to get a pre-approval letter from...
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15
Jul

What is Earnest Money?

Buyer Education

Earnest money is a deposit the buyer puts down when they’re interested in buying a house. This money shows the seller that the buyer is...
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13
Jun

How Long is a Mortgage Pre-Approval Good For? Do They Expire?

Buyer Education

Everyone starts at square one when buying their first home or refinancing their current home. They’re all required to get preapproved for a mortgage to begin...
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24
May

How Much are Closing Costs on a Home and What are They?

Buyer Education

Closing costs can be a hassle when you’re trying to purchase a home. Feeling over your head as a first-time home-buyer, it’s easy to be sick...
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17
May

Mortgage Points: How They Work & Are They Worth It?

Buyer Education

Closing costs may not be your first consideration when thinking about purchasing a home. But when it significantly decreases your monthly payments, it can save...
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2
May

Mortgage Rates for Vacation Homes

Buyer Education

Imagine for a moment that your family can take off for a vacation without dealing with the hassle of finding and booking a rental. Rather...
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19
Apr

The Home Appraisal Timeline in Arizona, Explained

Buyer Education

Everyone seems to be buying a home right now as the real estate market booms across the country. But what you’ll discover once you jump in...
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10
Mar

How to Finance Vacation Homes?

Buyer Education

Work-life balance may prevent you from taking vacations with your family, especially if you’re a high-performer at your career. It is burdensome to watch your...
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16
Feb

The Mortgage Process, Step-By-Step

Buyer Education

It’s normal to have questions about the mortgage process when you and your partner are ready to buy a home. Even if you’ve purchased or...
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About Us

First Western Trust - Vercellino Team logo

First Western Trust

NMLS ID 477166

Call: 602-908-5849

3602 E Campbell Ave,
Phoenix AZ 85018

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Contact Jimmy

Jimmy Vercellino

NMLS# 184169

Important

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Lender.

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