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Are VA Loan Appraisals Tougher?

Buyer Education

A VA loan appraisal must be completed before a lender can approve the loan. It is meant to ensure that the loan you take out represents...
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Hidden Costs When Buying a House

Buyer Education

There are many factors that influence the potential additional fees that you face when you buy a house. xplore all of your options for...
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How Does a Balloon Mortgage Work?

Types of Loans

Balloon mortgages used to be one of the primary loan types used by people buying a home. Although the practice of issuing these types of...
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Using Your Equity to Increase Your Home’s Value

Types of Loans

Owning a home has many advantages. One of the biggest ones is being able to accumulate equity with every payment that you make.
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Why Do Home Prices Fluctuate?

Buyer Education

Home prices are constantly changing. While the size and location of a house plays a part in the price, it also helps to be aware...
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How to Come Up With a Down Payment

Personal Finances

Being able to put a down payment on a home opens up options that help you find the perfect place to live. You may even...
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About Us

Goldwater Bank - Vercellino Team logo

Goldwater Bank N.A.
Mortgage Division

NMLS #452955

3602 E Campbell Ave,
Phoenix AZ 85018

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Contact Jimmy

Jimmy Vercellino

NMLS# 184169


Important Information about Procedures for Opening a New Account.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application). What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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