PHX Home LoanParent company

Plain-English takes on the market.

Check out our recent blog posts on Home Loans, Mortgage, Finance and home-buying strategy from Jimmy and the team — no jargon, no hype, just what actually matters for your next move.

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Showing 37–44 of 44 posts

First Time Home Buyer? Learn How Jumbo Loans Work

Shopping for a home to buy can be exciting and fun. Nothing can diminish the excitement quicker than finding your dream home costs more than you’d hoped. Ever consider a Jumbo loan? Jumbo loans are an ideal option today for homebuyers who find luxury homes that fall out of the guidelines that conventional lenders must follow.

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USDA Loans – How They Help Low Income Home Buyers

Individuals or families who want to purchase homes in rural areas often find USDA loans to be the best option. For eligible applicants, they can offer an opportunity for a person or family to purchase their dream home without having to meet some of the stringent requirements often found in conventional mortgage loans.

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Seller Concessions When Buying a Home – What Are They?

Buying a home is probably one of the largest transactions you’ll make in your lifetime. Seller concessions is one way that buyers can save some money. In some cases, this can be a substantial savings. In most cases, you’ll not only be paying for the home but will also be paying interest and many additional closing costs.

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The 5 Reasons for Mortgage Rejection After Pre-Approval

You’re in the process of buying a home. You’ve done your due diligence and everything looks great for you. Now, all of a sudden, your mortgage loan was denied even though you were pre-approved.

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Home Loan Mortgage Documentation Requirements

When you’re in the process of seeking a loan, there are several pieces of mortgage documentation that will be required. The complete list of requirements is slightly different from one person to the next. Nevertheless, there are some universal pieces of documentation that are required for all mortgage applicants.

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Getting the Lowest Mortgage Interest Rate

Ever wondered just how to obtain the lowest mortgage interest rate? We want the lowest mortgage interest rate because it can literally save us tens of thousands of dollars in interest over the life of a home loan.

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Renovation Loans for Home Improvement – How They Work

If you want to make the move to a new home, you will first have to sell your existing property. You will naturally want to get as high an amount as possible from the sale of your home. One of the best ways to add a significant amount to the resale value of your home is to take out a renovation loan.

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How the Right Phoenix Loan Officer Can Help You

Purchasing a home is a huge transaction and not one you want to enter into lightly. The excitement can quickly fall to the wayside if you’re unfamiliar with the process and find yourself in over your head. Using a loan specialist can make all the difference. Here's why...

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Jimmy Vercellino, home loan advisor

Ready when you are

Our experienced home loan advisors can help you refinance

To obtain lower monthly payments and interest rates, you need a relatable advisor who can walk you through the process. Our team of experienced home loan specialists listens to your unique goals and starts your journey to achieving them — we not only educate you on your best options but genuinely care about your family winning your dream home.