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Learn More About the USDA Mortgage Loan

Types of Loans

Potential homebuyers today have many options available to them in the way of mortgage loan programs. One loan program that offers many benefits to potential...
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Seller Concessions When Buying a Home – What Are They?

Buyer Education

Buying a home is probably one of the largest transactions you’ll make in your lifetime. Seller concessions is one way that buyers can save some...
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The 5 Reasons for Mortgage Rejection After Pre-Approval

Buyer Education

You’re in the process of buying a home. You’ve done your due diligence and everything looks great for you. Now, all of a sudden, your...
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The Difference Between Pre-Qualification and Pre-Approval on a Mortgage Loan

Buyer Education

Getting a mortgage can be both intimidating and exhilarating. After all, it’s the first step towards buying your dream home and becoming a home owner....
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Home Loan Mortgage Documentation Requirements


When you’re in the process of seeking a loan, there are several pieces of mortgage documentation that will be required. The complete list of requirements...
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Getting the Lowest Mortgage Interest Rate

Buyer Education

Ever wondered just how to obtain the lowest mortgage interest rate? We want the lowest mortgage interest rate because it can literally save us tens...
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About Us

Goldwater Bank - Vercellino Team logo

Goldwater Bank N.A.
Mortgage Division

NMLS #452955

3602 E Campbell Ave,
Phoenix AZ 85018

Useful Resources

Contact Jimmy

Jimmy Vercellino

NMLS# 184169


Important Information about Procedures for Opening a New Account.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application). What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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