Phoenix Mortgage Lender

480-800-8387

16
Mar

Why Mortgage Rates Are Going Up in 2026 (Oil Prices and Inflation Explained)

Buyer Education

Mortgage rates are climbing again as oil prices spike and inflation fears return. Here’s a simple breakdown of how global energy markets, the Strait of...
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17
Feb

“Don’t Buy a Home. Just Invest.” (Is That Really True?)

Buyer Education

The rent vs buy debate is back, and this time the argument says you’re better off renting and investing for 30 years. But what if...
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9
Feb

Local vs. Out-of-State Lender: Does It Really Matter?

Buyer Education

Will using an out-of-state lender hurt your offer? Here’s what actually matters when choosing who handles your mortgage.
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27
Sep

What is a Scottsdale Jumbo Home Loan?

Buyer Education

Are you purchasing a luxury home that exceeds $647,200 in Arizona? Did you know that you cannot finance a purchase with a conventional loan? If...
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17
Aug

How To Apply For A Mortgage: Everything You Need To Buy A Home

Buyer Education

Most of us dream of being able to buy a home we love and spend years saving up enough money to make this dream a...
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22
Jul

Pre-Qualified Vs. Pre-Approved: Which Do You Need To Buy A Home?

Buyer Education

You call your agent to make an offer before your dream home can slip away, but are left scrambling to get a pre-approval letter from...
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The Highly Motivated Vercellino Team, a division of Luminate Bank logo

NMLS ID 477166

Call: 602-908-5849

3602 E Campbell Ave,
Phoenix AZ 85018

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Contact Jimmy

Jimmy Vercellino

NMLS# 184169

Important

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Lender.

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