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Buying a New Home? Questions You Should Ask

Published on: February 5th, 2020 | Written by Jimmy Vercellino

1. How much should I budget for a home?

Start by determining how much of a mortgage you can fit into your budget.

2. Can I secure a loan?

Before you start home shopping, you can seek a pre-approval for a loan.

3. What type of loan should I get?

– 15-year mortgage loan or one that spans 30 years
– Fixed or variable rate loan?

4. Does the house meet my needs?

Get a good feel of the layout and make sure it will fill your requirements.

Jimmy Vercellino is an experienced Phoenix mortgage lender. He and his team work hard to provide a timely, efficient and excellent home loan process for buyers. As a loan specialist, Jimmy manages the entire process for his clients, making the home buying experience a pleasure instead of filled with stress.

Buyer Education

About Us

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Goldwater Bank N.A.
Mortgage Division

NMLS #452955

5050 North 40th Street,
Phoenix AZ 85018

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Jimmy Vercellino

NMLS# 184169


Important Information about Procedures for Opening a New Account.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application). What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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