16
Mar

Why Mortgage Rates Are Going Up in 2026 (Oil Prices and Inflation Explained)

Buyer Education

Mortgage rates are climbing again as oil prices spike and inflation fears return. Here’s a simple breakdown of how global energy markets, the Strait of...
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17
Feb

“Don’t Buy a Home. Just Invest.” (Is That Really True?)

Buyer Education

The rent vs buy debate is back, and this time the argument says you’re better off renting and investing for 30 years. But what if...
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9
Feb

Local vs. Out-of-State Lender: Does It Really Matter?

Buyer Education

Will using an out-of-state lender hurt your offer? Here’s what actually matters when choosing who handles your mortgage.
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27
Sep

What is a Scottsdale Jumbo Home Loan?

Buyer Education

Are you purchasing a luxury home that exceeds $647,200 in Arizona? Did you know that you cannot finance a purchase with a conventional loan? If...
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17
Aug

How To Apply For A Mortgage: Everything You Need To Buy A Home

Buyer Education

Most of us dream of being able to buy a home we love and spend years saving up enough money to make this dream a...
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22
Jul

Pre-Qualified Vs. Pre-Approved: Which Do You Need To Buy A Home?

Buyer Education

You call your agent to make an offer before your dream home can slip away, but are left scrambling to get a pre-approval letter from...
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15
Jul

What is Earnest Money?

Buyer Education

Earnest money is a deposit the buyer puts down when they’re interested in buying a house. This money shows the seller that the buyer is...
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13
Jun

How Long is a Mortgage Pre-Approval Good For? Do They Expire?

Buyer Education

Everyone starts at square one when buying their first home or refinancing their current home. They’re all required to get preapproved for a mortgage to begin...
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24
May

How Much are Closing Costs on a Home and What are They?

Buyer Education

Closing costs can be a hassle when you’re trying to purchase a home. Feeling over your head as a first-time home-buyer, it’s easy to be sick...
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17
May

Mortgage Points: How They Work & Are They Worth It?

Buyer Education

Closing costs may not be your first consideration when thinking about purchasing a home. But when it significantly decreases your monthly payments, it can save...
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