Helpful Facts About USDA Mortgage Loans

Potential homebuyers today have many options available to them in the way of mortgage loan programs. One loan program that offers many benefits to potential homebuyers is the USDA Mortgage. Here is some information on the USDA mortgage, including what it is, who it’s for and steps to take if interested. What is a USDA […]

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What Are Seller Concessions When Buying a Home?

Buying a home is probably one of the largest transactions you’ll make in your lifetime. In most cases, you’ll not only be paying for the home but will also be paying interest and many additional closing costs. Because of this, you’re going to want to save as much money as possible in the transaction. Seller […]

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Caution! 5 Reasons a Mortgage is Denied After Pre-Approval

You’re in the process of buying a home. Everything looked great, but then your mortgage loan was denied even though you were pre-approved. Is this possible, and how can this happen, are probably questions you’re asking. The sorry truth is that it is possible to be pe-approved for a mortgage loan and still be denied later. Here are 5 reasons why this could happen.

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What Documentation is Required to Get a Mortgage?

When in the process of seeking a mortgage, there are several pieces of documentation needed. The complete list of requirements is slightly different from one person to the next, but there are some universal pieces of documentation that are mandatory for all mortgage applicants. Let’s look at those that are consistently required.

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Why You Need a Loan Specialist

Purchasing a home is a huge transaction and not one you want to enter into lightly. The excitement can quickly fall to the wayside if you’re unfamiliar with the process and find yourself in over your head. Using a loan specialist can make all the difference. Here’s why…

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